Rohbridge Limited

Rent Advances for Commercial and Residential Landlords

About
How It Works
FAQs
Case Studies
Get Your Advance

Registered office: 3rd Floor Paternoster House, 65 St Paul's Churchyard, London, United Kingdom, EC4M 8AB.
Registered in England and Wales No. 15408649.
Registered with the Financial Conduct Authority under registration number 1008426.

Back

About

Rohbridge Limited is an Annex 1 Financial Institution providing finance to landlords at competitive rates.We offer commercial and residential landlords rent upfront with the following advantages:
• No changes to your tenancy agreements
• A simple and fast way to help your property fund itself
• Up to 1 year of rent in advance
• Secure financing for energy efficiency improvements
• Fund property refurbishments, repairs or any other business purpose

Back

How It Works

If you have a tenancy in place, we will pay you a discounted expected future rent at the beginning of our agreement and will collect rent periodically from your tenant.Example:
• Monthly Rent: £1'000
• Annual Rent: £12'000
• Example Discount Rate (subject to contract): 8%
• Rent Advance Paid to Landlord: £11'040

Back

Frequently Asked Questions

1. What is a Rent Advance?
If you have a tenancy in place, Rohbridge will give you up to 12 months of rent as a lumpsum payment up front. We will then collect rent from your tenant over the period of the lease.2. With what kinds of properties do you work?
We provide Rent Advances for residential and commercial properties in the United Kingdom.3. How do you make money?
Our Rent Advance lumpsum payment to landlords is discounted by a percentage which represents our fees. Our fees are usually between 8% and 14%, depending on the profile of the landlord and tenant.4. Is your Rent Advance the same as Rent to Rent or Rent Guarantees?
No. In Rent to Rent or Rent Guarantees, a company leases a property and then subleases it again. We only offer financing to landlords and don’t enter into any leases.5. What happens if my tenant stops paying rent?
If a tenant stops paying rent to us, the landlord remains liable to repay our Rent Advance. However, we always try to accommodate landlords in the event of late rental payments.6. What can Rent Advances be used for?
Our Rent Advance is solely for Business Purposes to finance the landlord’s property business. This includes, for example, HMO conversions, repairs and maintenance, capital expenditure, mortgage payments, tax payments or general expenses.7. What is your track record?
Rohbridge was founded by a team of real estate professionals with over a decade of experience across investment, finance and development.8. How can I apply for a Rent Advance?
Please contact us via our form and we will reach out with our Terms & Conditions and Application Form. Once we agree terms, we will send you a lumpsum Rent Advance and proceed to periodically collect rent from your tenant.9. Are you regulated?
Yes, we are registered with the Financial Conduct Authority as an Annex 1 Financial Institution. Our registration number is 1008426.10. Are there any other fees?
Yes, we charge an administration fee and also fees on late payments.11. Is there a minimum Rent Advance?
Yes, if the landlord is an individual landlord (and not corporate) the minimum Rent Advance has to be £25'000.

Back

Case Studies

Case Study 1
Maria A. owns a rental flat in Covent Garden. She wants to increase her asking rent at the end of her current tenancy and needs funds to fully renovate her flat. A rent advance of £47’116 for 12 months of rent allows her to fulfil her project.Case Study 2
George I. owns a portfolio of rental houses in Manchester and requires cash to bridge two loans. His property in Fallowfield is leased and a rent advance of £21’056 for 6 months gives him the opportunity to grow his business.Case Study 3
Iqbal U. owns a rental house in Ilford. He wants to raise his EPC score by installing double-glazed windows at the end of the current tenancy. A rent advance of £10’400 for 5 months of rent allows him to raise the required funds.Case Study 4
Pierre M. owns two rental flats in Bristol. He needs £50’000 to cover various business expenses. A rent advance of £50’989 for 12 months of rent gives him the financing required.Case Study 5
Mona P. owns a commercial building in Hammersmith. One of her units has become vacant and she would like to renovate it. The works cost her £11’000. A rent advance of £12’900 for 4 months of rent from another unit in the building covers her cash requirement.

Back

Get Your Advance

Reach out to us below to begin your application and find out whether you're eligible for a Rent Advance.